Field debt collection

When a debtor ignores calls, emails and payment demands, a face-to-face visit changes the dynamics of the conversation. Our field agent goes to the debtor’s place of business and expects a concrete commitment.

Free case analysis · response within 24h

50 %
of cases need no second visit — the debtor wants to settle on their own
Based on our cases from 2024-2025
5 hrs
average time within which the debtor calls us after the visit
Counted from the end of the visit
See it with your own eyes

What a field agent’s visit looks like

This short video shows what the first visit of our field agent to a debtor looks like. Professional, calm, no raised voices — but with a clear message.

  1. 12:30 Arrival and presenting the case
  2. 12:45 Face-to-face conversation with the debtor
  3. 13:10 Agreeing terms and an on-site protocol

Field debt collection

A debt collector arrives at the debtor’s premises

What is field debt collection?

Field debt collection is a direct visit by our field agent to the debtor’s place of business. Its purpose is a conversation, confirming the company’s situation and obtaining a concrete repayment commitment.

It is not a bailiff action, it does not involve harassing private individuals and it does not use force. It is a professional business conversation, backed by documents and a clear message: the case has not been dropped.

Clients do not order field collection separately — by assigning us amicable debt collection, you get the full toolset, including field visits. We decide when a visit makes sense.

It is hardest to say no to someone standing in front of your desk.

How it works in practice

  1. 01 Stage

    Case analysis within amicable collection

    We assess whether a field visit will help the case. If the debtor has a fixed place of business and the case justifies a visit, we plan the trip.

  2. 02 Stage

    Visit preparation

    We assemble the documentation and set the conversation strategy. The field agent knows what the debtor previously promised and what they denied.

  3. 03 Stage

    Visit to the debtor

    The field agent arrives at the business address. Professionally, without ambushes and without force. A conversation, presenting the case, a concrete commitment.

  4. 04 Stage

    On-site negotiations

    In most cases the conversation ends with repayment terms: a lump sum, installments or with security. Everything is recorded in a protocol.

  5. 05 Stage

    Follow-up monitoring

    We track whether the debtor keeps to the arrangements. Every payment and every delay is recorded. If needed, we plan another visit.

  6. 06 Stage

    Case closure

    Once the arrangements are fulfilled, you receive the visit documentation, a repayment report and the protocols. If further steps are needed, we recommend them individually.

How much does field debt collection cost?

Field collection is a standard tool of our amicable debt collection — there is no separate price and no extra charges. We cover the logistics costs ourselves, because we analyze every case first. We settle on a success fee.

For anyone who wants to recover their money.

A field visit is particularly effective where the debtor has a business, office, warehouse or shop and has stopped responding to remote contact.

  • 01 Companies with a business debtor — where the field agent can visit the headquarters or office.
  • 02 Cases ignored over the phone — the debtor does not pick up, does not reply, vanishes into thin air.
  • 03 Larger amounts — where the cost of a visit is small compared to the value of the case.
  • 04 Cases with a difficult debtor — one who disputes, stalls, makes empty promises.
  • 05 Cases mature within amicable collection — where you want to give a strong, final chance for an amicable resolution.
Frequently asked questions

Frequently asked questions

Before you leave your contact details — check if your answer is already here.

We settle on a success fee, the same as in amicable collection. We cover the logistics costs ourselves after a positive case analysis.
All of Poland, ourselves or through vetted local field agents. Selected EU countries are covered through our international network.
Yes. The field agent does not enter private homes, does not use force and does not perform bailiff duties. They visit the debtor at their place of business.
The visit itself sends a signal. If the debtor refuses to talk, the field agent leaves a formal demand for payment with a deadline and consequences.
We discuss next steps: another visit, other collection tools, formal demands or moving to the court stage.
No. A field visit is a tool within amicable debt collection, not a separate service. We assess when a trip makes sense.

Have another question? 

Calls being ignored?
Let’s pay the debtor a visit.

Call us directly 500 597 256